Preheat oven to 350 degrees F. Line or grease a muffin tin and set aside.
In a large bowl combine the flours, baking soda and salt.
In a medium bowl combine the bananas, eggs, buttermilk, honey and vanilla. Pour into the dry ingredients and stir just until everything is combined. Carefully scoop into prepared muffin tin.
In a small bowl combine the softened cream cheese and the 2 tablespoons of honey. Drop by a heaping tablespoon on top of each muffin. Using a knife carefully swirl it into the batter but not completely. Bake for 15 minutes or until tops of muffins spring back when touched.